In this ebook (387 pages in total) we will be covering so much about credit repair. If you are looking to repair your own credit or start a credit repair business this is something you can't miss. The Master Credit Education training is for those serious about credit. My name is Nicole Scott and I will be your trainer. I have over two decades of business experience. I have been specializing in operations management since 2007. I always knew the value of credit. I purchased my 1st home in 2007. Always drove the car of my choice BUT I never knew exactly how credit worked. I just knew I always got approved for the things I wanted in life. In 2016 I lost my corporate job and was in a domestic violent relationship. I ended up losing everything by 2017 and my credit score was 484. I had to rebuild my life from nothing. I will never go through it again and I am here to show you how to repair, build and maintain credit for the rest of your life. I started my business coaching company in 2020. My goal is to give you all the tools needed to repair, build and maintain credit whether you are doing credit repair for yourself or others. Credit repair is the same process as long as you are consistent and persistent. In order to be successful I want to make sure everyone understands what credit is. I am excited to share this journey with you because I have been through it and I understand the importance. Thank you for your support Legal disclaimer: The information contained on our courses and guides are for educational and informational purposes only. It does not constitute legal advice, nor does it substitute for legal advice. Persons seeking legal advice should consult with legal counsel familiar with their particular situation as consumer credit laws vary by state. Credit Basics What is Credit? Why is Credit Important? Statistics Big 3 Bureaus Anatomy of a Credit Report Negative Items Positive Items Calculating Credit Scores How Debt Impacts Credit Optimizing Credit Scores Piggybacking What is Credit? What exactly is “Credit”? In short, it is record keeping of your personal and financial information. The real definition of “Credit” is: The ability of a customer to obtain goods or services before payment, based on the trust that payment will be made in the future. In order to track all of this data, companies use credit reporting systems and credit reports. Companies use these systems and reports to decide whether or not to give you credit or a loan and how much interest their going to charge you for it. Your credit report is based on bills you have paid, missed or been late paying, loans that you have paid off, plus your current amount of debt. A credit report contains information on where you work and live, how you pay your bills, and whether you've been sued, or filed for bankruptcy. Credit Reporting Agencies also called “Credit Bureaus” gather this....