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Nicole Specializes
in the
Following Services

  • Certified Credit Consultant

  • Personal Credit

  • Business Credit

  • Business Development

  • Automation

  • Web Design

  • Content Design

  • Social Media Marketing



Nicole Scott


At Bay Area WAV INC dba, we understand that change is not always easy. Since 2019 we’ve been helping companies of all sizes respond to industry transitions in order to stay competitive. Our years of experience have taught us to always make your business success our priority. Our team of experts is ready to help you develop strategies for not only surviving, but thriving in the future. Give us a call today to set up your first consultation.

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Timothy Miller


Projects can be challenging; I’m here to lighten the load off your shoulders. I’m an honest and positive professional whose first priority is always the interests of my clients; providing capability, adaptability, and scalability. Since 2019, I’ve been serving loyal clients all over the United States. I am here to provide support to our clients to ensure they have an A+ customer experience!


Sheryl B. 


By the time I found Bay Area WAV Inc in 2019, my professional journey was already well underway. Early in my career, I gained valuable experience as a full-time Social Media Consultant for high-profile brands, and I spent time on staff at a social media agency.After years honing my craft, I was ready to launch my own business. I’ve never looked back. I pride myself on using a combination of masterful storytelling, data-driven management, and creative flair to ensure success for my clients.

Golden Gate Bridge


When I lost my job in 2016 my credit landed at 484. I felt lost & embarrassed, but life happens & we must move on. I lost everything but & became homeless since I could not qualify for cracker jack box.

 So, I did what most people do in this position, I looked for a credit repair company online. I signed up for credit repair with a few credit repair companies like Lexington Law & Blue Sky Financial. I used these companies because they had cheap monthly options ranging from $79 - $130. Over the 2 year period I paid for credit repair it ended up costing me over $2,500 for minimal results.  They got some things deleted but my credit was still at 564. I just wasn’t getting the results I needed to improve my credit score. I finally got sick of paying for credit repair & got obsessed with credit repair. I got obsessed with how credit works and all the components that come along with credit. I raised my personal credit score 192 points in 8 months. How? I started building positive credit. I became educated on how credit works. I structured my credit report to increase my credit score.  I couldn’t help to think if I am doing this for myself how many others can I help? 


I come from personal & professional experience & have helped 1,000's achieve positive results. Not only do I focus on removing inaccuracies & negative items on credit reports that effect your credit score, but I help you add positive accounts. I help you structure your credit report & build relationships with financial institutions to build trust. Credit is all about trust. I show you how to build trust to prove you are a responsible consumer and credit worthy. Our personal credit is the foundation. If your foundation is not strong you can't build properly. 


Our goal is to educate communities within the United States about credit & business. I have learned priceless experience & powerful knowledge with my experience. 


At Bay Area WAV Inc we strive to make our clients’ life easier when it comes to credit repair. However complicated or messy your issue is, you can rest assured we’ll find a solution. Since 2019 our diligent and well-connected team has done what it takes to sort out the points of concern. We’re professional and compliant, so don’t hesitate to get in touch.

Bad credit can be affecting you more than you know. We have helped our satisfied clients repair their credit. With our highly professional and methodological approach, we cut through the numbers to help get you back on the road to good credit.


We adhere strictly to the Credit Repair Organizations Act, which means you can relax knowing you are in reputable hands. Contact us today to find out how we can help you take that important first step in getting back into good financial standing. We offer done for you service as well as do it yourself options that allow you the tools to do the work on your own. 

We will provide you with a FREE credit analysis so you have a clear understanding of what is effecting you and how to move forward. 



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